1. Not financial advice

Everything on this site is an educational model. Nothing here constitutes financial, investment, tax, legal or accounting advice. The calculators show how arithmetic works under the assumptions you enter. They do not know your circumstances, your tax position or your local rules.

Do not make a financial decision on the basis of this site alone. Consult a licensed professional in your jurisdiction before committing to a mortgage, a loan, a purchase or a lease.

2. No warranty

The tools are provided "as is" and "as available", without warranty of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. While the formulas follow standard financial mathematics, we do not warrant that any calculation is free of error, complete, or suitable for your specific situation.

3. Limitation of liability

To the fullest extent permitted by law, Numbers2Wealth and its operators are not liable for any direct, indirect, incidental, consequential or punitive loss arising from your use of, or inability to use, this site. This includes financial loss, lost profits and loss of data.

4. Your responsibilities

• Verify any figure independently before relying on it.
• Do not use the site to provide regulated financial advice to third parties.
• Do not attempt to disrupt, overload or reverse engineer the site in a way that harms other users.
• Do not scrape the site at a rate that degrades service for others.

5. Accuracy and changes

Formulas, default values, benchmarks and content may be updated at any time without notice. Worked examples reflect the inputs stated on the page at the time of writing. If you find an error, please report it; corrections are prioritised.

6. Third-party links and advertising

The site may contain links to third-party websites and may display advertising. We do not control and are not responsible for the content, accuracy or practices of third parties. Following an external link is at your own risk.

7. Intellectual property

The text, layout and code of this site are the property of their respective authors. You may quote short excerpts with attribution and a link. You may not republish substantial portions without permission.

8. Privacy

How data is handled is described in the Privacy Policy, which forms part of these terms.

9. Governing terms

If any provision of these terms is found unenforceable, the remaining provisions continue in full force. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

10. Contact

Questions about these terms: 18085243556@163.com